DIGITAL SIGNATURE TERMS OF USE

From time to time, Home Bay (we, us or company) may be required by law to provide to you certain written notices or disclosures. Described below are the terms and conditions for providing to you such notices and disclosures electronically through the Home Bay electronic signing system, and for you agreeing to be bound by digital signature throughout your Home Bay experience, both with Home Bay directly and third parties using the Home Bay system.

Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to these terms and conditions, please confirm your agreement by clicking the "I agree" button associated with this link.

If you have any Home Bay complaints related to these Digital Signature Terms of Use (this Agreement), please send an email to info@homebay.com. Home Bay reviews correspondence daily and will respond to your email within two business days.

Digital Signature Agreement

By selecting the "I Accept" button associated with this link, you are signing this Agreement electronically and agreeing to digital signature throughout your Home Bay experience. For this document and all documents -- terms of use, privacy policy, listing agreement, offers to purchase real estate, counter offers, disclosures, and other real estate documents or Home Bay documents -- you agree your digital signature is the legal equivalent of your manual signature. By selecting "I Accept," you consent to be legally bound by this Agreement's terms and conditions. You further agree that your use of a key pad, mouse or other device to select an item, button, icon or similar act/action, or to otherwise provide Home Bay, or in accessing or making any transaction regarding any agreement, acknowledgement, consent, disclosures or conditions, with Home Bay or a third party using the Home Bay system, constitutes your signature (hereafter referred to as "E-Signature"), acceptance and agreement, as if actually signed by you in writing. You also agree that no certification, authority or other third party verification is necessary to validate your E-Signature and that the lack of such certification or third party verification will not in any way affect the enforceability of your E-Signature or any resulting contract between you and Home Bay, or you and third parties using the Home Bay system. You also represent that you are authorized to enter into this Agreement for all persons who own or are authorized to access any of your accounts and that such persons will be bound by the terms of this Agreement. You further agree that each use of your E-Signature in obtaining a Home Bay service constitutes your agreement to be bound by the terms and conditions of this Agreement as it exists on the date of your E-Signature.

Getting paper copies

At any time, you may request from us a paper copy of any record provided or made available electronically to you by us. You will have the ability to download and print documents we send to you through the Home Bay system. You may request delivery of paper copies from us by following the procedure described below.You acknowledge that Home Bay reserves the right to charge you a reasonable fee for the production and mailing of paper versions of documents. Currently Home Bay does not charge, however.

If you decide to receive notices and disclosures from us electronically, you may at any time change your mind and tell us that thereafter you want to receive required notices and disclosures only in paper format. How you must inform us of your decision to receive future notices and disclosure in paper format and withdraw your consent to receive notices and disclosures electronically is described below.

Consequences of changing your mind

If you elect to receive required notices and disclosures only in paper format, it will slow the speed at which we can complete certain steps in transactions with you and delivering services to you because we will need first to send the required notices, disclosures or documents to you in paper format, and then wait until we receive back from you your acknowledgment of your receipt of such paper notices or disclosures.

To indicate to us that you are changing your mind, you must withdraw your consent by sending an email to info@homebay.com, subject line ‘Withdraw Electronic Signature Consent.’ This will indicate to us that you have withdrawn your consent to receive required notices and disclosures electronically from us and you will no longer be able to use the Home Bay system to receive required notices and consents electronically from us or to sign electronically documents from us.

All notices and disclosures will be sent to you electronically

Unless you tell us otherwise in accordance with the procedures described herein, we will provide electronically ot you through the Home Bay system all required notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to you during the course of our relationship with you. To reduce the chance of you inadvertently not receiving any notice or disclosure, we prefer to provide all of the required notices and disclosures to you by the same method and to the same address that you have given us. Thus, you can receive all the disclosures and notices electronically or in paper format through the paper mail delivery system. If you do not agree with this process, please let us know as described below. Home Bay reviews correspondence daily. Please also see the paragraph immediately above that describes the consequences of your electing not to receive delivery of the notices, disclosures and documents electronically from us.

How to contact Home Bay

You may contact us to let us know of your changes as to how we may contact you electronically, to request paper copies of certain information from us, and to withdraw your prior consent to receive notices and disclosures electronically and be bound in the future by E-Signature as follows:

To contact us by email send messages to: info@homebay.com

To let us know of a change in your email address where we should send notices and disclosures electronically to you, you must send an email message to us at info@homebay.com and in the body of such request you must state: your previous email address, your new email address. We do not require any other information from you to change your email address. Home Bay reviews said correspondence daily.

To request delivery from us of paper copies of the notices and disclosures previously provided by us to you electronically, you must send us an email to esignature@homebay.com and in the body of such request you must state your email address, full name, US Postal address, and telephone number. We will bill you for any fees at that time, if any.

To inform us that you no longer want to receive future notices and disclosures in electronic format or be bound by E-Signature you may:

i. decline to sign a document from within your Home Bay session; and

ii. send us an email to info@HomeBay.com and in the body of such request, you must state your email, full name, US Postal Address, and telephone number.

We do not need any other information from you to withdraw consent. The consequences of your withdrawing consent for online documents will be that transactions may take a longer time to process, and Home Bay may elect to terminate or restrict your access to the Home Bay system.

Required hardware and software

Browsers: Final release versions of Internet Explorer 9.0 or above; Mozilla Firefox 34.0 or above; Safari 8.0 or above; Chrome 39.0 or above

Screen Resolution: 1024x768 minimum

Enabled Security Settings: Allow per-session cookies from the homebay.com domain

** These minimum requirements are subject to change. If these requirements change, you will be asked to re-accept the disclosure. Pre-release (e.g. beta) versions of operating systems and browsers are not supported. If you would like Home Bay to consider additional browsers, please title an email Home Bay complaints regarding browsers and send to info@homebay.com.

To confirm to us that you can access this information electronically, which will be similar to other electronic notices, disclosures and agreements that we will provide to you, please verify that you were able to read this electronic disclosure and that you also were able to print on paper or electronically save this page for your future reference and access or that you were able to email this disclosure and consent to an address where you will be able to print on paper or save it for your future reference and access. Further, if you consent to receiving notices, disclosures and agreements exclusively in electronic format on the terms and and conditions described above, please let us know by clicking the ‘I agree’ button associated with this link.

By checking the ‘I agree’ box, I confirm that:

I can access and read this DIGITAL SIGNATURE TERMS OF USE; and I can print on paper the disclosure or save or send the disclosure to a place where I can print it for future reference and access; and until or unless I notify Home Bay as described above, I consent to receive from Home Bay exclusively through electronic means all notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to me by Home Bay during the course of my relationship with you. I further agree to be bound by digital signature throughout my Home Bay experience, both with Home Bay directly and third parties using the Home Bay system.

By selecting the "I Accept" button associated with this link, I am signing this Agreement electronically and agreeing to digital signature throughout my Home Bay experience. For this document and all documents -- terms of use, privacy policy, listing agreement, offers to purchase real estate, counter offers, disclosures, and other real estate documents or Home Bay documents -- I agree my digital signature is the legal equivalent of my manual signature. By selecting "I Accept," I consent to be legally bound by this Agreement's terms and conditions. I further agree that my use of a key pad, mouse or other device to select an item, button, icon or similar act/action, or to otherwise provide Home Bay, or in accessing or making any transaction regarding any agreement, acknowledgement, consent, disclosures or conditions, with Home Bay or a third party using the Home Bay system, constitutes my signature, acceptance and agreement, as if actually signed by me with a pen in writing. I also agree that no certification, authority or other third party verification is necessary to validate my E-Signature and that the lack of such certification or third party verification will not in any way affect the enforceability of my E-Signature or any resulting contract between me and Home Bay, or me and third parties using the Home Bay system. I also represent that I am authorized to enter into this Agreement for all persons who own or are authorized to access any of my accounts and that such persons will be bound by the terms of this Agreement. I further agree that each use of your E-Signature in obtaining a Home Bay service constitutes my agreement to be bound by the terms and conditions of this Agreement as it exists on the date of my E-Signature.

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